Private toward the market.
Auditable by the regulator.

Amounts and counterparties are encrypted on the Swisstronik network.

Your viewEverything, only for you
Regulator viewFull audit, by law
Market viewAmounts and parties hidden
Who sees what

One transaction.
Four views.

The same payment, as each party sees it on the Swisstronik network.

PaymentVisibleHidden

Settled · block 4,812,330

AmountVisibleHidden

CHF 240.00

SenderVisibleHidden

@you

RecipientVisibleHidden

@friend

IdentityVisibleHidden

Verified wallet · KYC passed

Compared

Not a public chain.
Not a custodian.

Where your money sits, who can move it and who answers for it.

Where your money sits.

Public chain
In your own wallet
Custodial account
Held by the provider
Money Suisse
In your wallet. We never hold funds
Private assets

Any money.
Private by default.

Fiat currencies and crypto assets move as private tokens on Swisstronik. Amounts are encrypted toward the market. The list keeps growing.

CHF€$£
Fiat currenciesCHF, EUR, USD, GBP, AED and more

Each currency moves as a private stablecoin, backed 1:1 by reserves with regulated partners.

In progress
Crypto assetsBTC, ETH, USDC, SWTR and more

Wrapped one to one as private tokens on Swisstronik.

Live
SBFURE
Tokenized assetsBonds, funds, real estate

Held and sent like any other token, under issuer rules.

In progress
SafeguardsEvery token
  • Signed transfers, one signature per transfer (EIP-3009)
  • Minting only by quorum, after reserve reconciliation
  • Pause and freeze for compliance
On-chain identity

Verify once.
Use it everywhere.

A KYC proof on Swisstronik that partners can check without seeing your documents.

Check once in the app.

Verify your identity in minutes, on your phone, inside the app.

  • A few minutes on your phone
  • ID document and a selfie
  • Verified in-house

Proof on Swisstronik.

Only the result is stored on-chain. Your documents never go on-chain.

  • Result stored as a proof on Swisstronik
  • Documents stay off-chain
  • Partners see the result, not the file

Reuse it everywhere.

Partners and issuers read the proof. You are not asked again.

  • No repeated checks at partners
  • Unlocks verified-only assets
  • Linked to your wallet only
Live
Live
IdentityNot verified
1Identity checkPassport or IDVerified
2Selfie livenessOn your phoneVerified
3On-chain proofDocuments stay off-chainVerified
Takes about 3 minutesStart check
Live
On-chain proofSwisstronik · block 4,812,330
WWallet0x4c…7e19
RResultVerified
NNameAnna Keller
DDocumentsNot on-chain
Anyone can see only this.
Live
Partner checkisVerified(0x4c…7e19)
MSMoney SuisseAccount and paymentsReady
SBSwiss Bond 2029Issuer eligibilityReady
CPCard partnerCard issuingReady
0 documents sharedRun check
Infrastructure

Protected at
every layer.

Four layers between a payment and the market.
Keys and oversight on Security

ACCESS Passkeys and 2FA. Every payment confirmed.DATA Encrypted end to end. Keys kept in a KMS.SIGNING One signature per transfer, EIP-3009.SETTLEMENT Settles encrypted on Swisstronik.YOUR PAYMENT
For developers

Private by protocol.
Auditable by design.

Amounts and counterparties are encrypted on the Swisstronik network. The regulator keeps a lawful audit path.

~/money-suisse — nodeSwisstronik · block 4,812,330
// EIP-3009 signed transfer—//illustrativeconst auth = await swCHF.signTransferWithAuthorization({from: wallet.address,to: "@friend", // money-tag resolves on-chainvalue: parse("240.00"),validBefore: now + 3600,});await relayer.submit(auth); // amount + counterparty encryptedoutput$ node transfer.js✓ signed 0x9f2c…a1e7✓ submitted relayer · gas sponsored→ amount encrypted→ counterparty encrypted
// KYC once, verify anywhere—//illustrativeconst ok = await sdi.isVerified(wallet.address);// → true. No documents go on-chain;// only the proof lives on Swisstronik.if (!ok) throw new Error("Verification required");output$ node verify.js✓ isVerified true→ documents off-chain→ proof Swisstronik· block 4,812,330
// What a public explorer shows—//illustrative{"hash": "0x9f2c…a1e7","from": "encrypted","to": "encrypted","value": "encrypted","audit": "lawful disclosure path"}output$ swtr tx 0x9f2c…a1e7→ 3 fields encrypted✓ audit path on file with VQF member
connectedSwisstronik testnetEIP-3009illustrative · UTF-8
Verify it yourself

Don't take
our word for it.

Every claim on this page can be checked. Here is where to look.

FAQ

Questions,
answered.

All questions in Help Center
Who can see my amounts?

Only you and the person you pay. On Swisstronik, amounts and counterparties are encrypted toward the market, and the network processes them without reading them. Sigma Assets GmbH and the competent authorities keep a lawful way to audit.

Who holds the keys?

You do. Your keys are protected by passkeys on your own devices and a recovery you set up. Money Suisse never holds client funds and cannot move them.

What if I lose my phone?

Sign in with your passkey on another device or use your recovery. If you lose both, Sigma Assets GmbH cannot restore access to your assets.

How can private also be compliant?

Your identity is checked once before use. Partners see a proof on Swisstronik, never your documents. Private means hidden from the market, not outside the law.

Is Money Suisse part of Swisstronik?

No. Money Suisse is an independent product of Sigma Assets GmbH. It uses the Swisstronik network as third-party technology infrastructure.

Has the code been audited?

Independent security reviews are planned. Their reports will be published on this page once they are complete.

Since you opened this page

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That’s how much people have sent each other on Money Suisse while you were here.

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