Your money, private
and in your hands.
Only you and the people you pay see the amount.
A payment is between
you and who you pay.
Your friend sees the amount.
Nobody else sees what, where or with whom.
Everything your money needs, in one account.
Each feature carries its status: live, in progress or planned.
Seven assets. One balance.
Francs, euros, dollars and crypto on one balance. The total shows in the currency you choose.
- CHF, EUR, USD as private stablecoins
- BTC, ETH, SWTR as private tokens
- Amounts hidden from the market
Two ways to top up.
Send from an IBAN in your name, or add crypto with a QR code. A personal vIBAN is on the way.
- Transfer from your own IBAN
- Crypto by QR, network of your choice
- Personal vIBAN in progress
Three ways to send.
To a wallet address, to a @money-tag, or out to an account via SEPA or SWIFT.
- @money-tag shows name and avatar first
- SEPA / SWIFT to any account
- Daily limits by verification tier
Swap between your assets.
Move between any two assets on your balance without leaving the app.
- Any pair on your balance
- Rate and fee shown before you confirm
- Liquidity partner being selected
Stake SWTR with a validator.
Pick a validator, stake, unstake and claim rewards. Unbonding shows a timer.
- You choose the validator
- Unbonding shown as a countdown
- Rewards shown before you stake
Cards, virtual and physical.
Virtual and physical Visa, live. Freeze, limits and a monthly recap in the app.
- Freeze and unfreeze in one tap
- Spending limits you set
- Monthly recap by category
Sign in with passkeys.
Passkeys and authenticator 2FA. Every payment is confirmed by the method you choose.
- Passkeys, Google or Apple sign-in
- Authenticator 2FA
- A confirmation for every payment
Verify your identity once.
Verify once in the app, in minutes. Partners see a proof on Swisstronik, not your documents.
- Check in minutes, on your phone
- Result stored as a proof on-chain
- No repeated checks at partners
What your tokens can do.
Send privately
To an address or a @money-tag. The amount stays hidden from the market.
LiveSwap
Between fiat and crypto, any token to any other, without leaving the app.
In progressEarn
Stake SWTR with a validator of your choice and claim rewards.
In progressEvery layer has a named owner.
Money Suisse is not one company asking for your trust. Supervision, operation, execution and card acceptance each sit with a named party, and you can check every one of them.
Money Suisse is supervised by VQF, a self-regulatory organisation recognised by FINMA.One plan.
Transparent fees.
CHF012345678901234.0123456789012345678901234567890per month.
We never charge interest-like fees on stablecoin balances and never promise yield on them.
Do you hold my money?
No. Keys stay with you and Money Suisse never holds client funds. Sigma Assets GmbH in Zug is a Swiss company under VQF SRO supervision.
Who can see my balance and payments?
You. Amounts and counterparties are encrypted on the Swisstronik network, so the market sees neither. The regulator keeps a lawful way to audit.
Which currencies can I keep?
CHF, EUR and USD, next to BTC, ETH and USDC, all shown in the display currency you choose.
How do I top up?
Transfer from your own IBAN to your account details, or send crypto with a QR and choose the network. vIBAN is in progress.
Can I use a card?
Yes. Virtual and physical Visa cards with freeze, limits and a monthly recap are live. USDC cards are planned.
Is everything live?
Not all of it, and each feature says so. Swap is in progress; Also in your browser at app.moneysuisse.com.
Since you opened this page
CHF01234567890123456789,012345678901234567890123456789012345678901234567890123456789.0123456789012345678901234567890123456789
That’s how much people have sent each other on Money Suisse while you were here.