Legal

Fees.

Every fee for Personal and Business accounts.

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Version 1.4 · Effective from 1 November 2026

Fee schedule

Account opening and maintenance. Personal: Free. Business: Free up to 3 signers.
Additional signer (Business). Personal: —. Business: CHF 9 / month.
Transfers on Swisstronik. Personal: Free for the first 6 months. Business: Free for the first 6 months.
SEPA payout. Personal: EUR 0.50. Business: EUR 0.50.
SWIFT payout. Personal: CHF 15. Business: CHF 15.
Swap between assets. Personal: 0.5% of the amount. Business: 0.35% of the amount.
Virtual Visa card. Personal: Free. Business: Free.
Physical Visa card. Personal: CHF 15 one-off. Business: CHF 15 per card.
Card payment in a foreign currency. Personal: 1.0%. Business: 1.0%.
Network costs. Personal: At cost, shown before you confirm. Business: At cost, shown before you confirm.

Fees are deducted from the balance used for the transaction, at the moment of the transaction. You always see the total before you confirm.

Blockchain networks charge their own fees. We pass them on at cost and never add a margin.

We announce fee changes at least 30 days in advance by email and in the app.

This document is provided in English. Translations into German, French and Italian are for convenience; the English version prevails.